Mobile phones and banks, banking transactions future trends

Banks will become phone companies and telecom companies will become banks. Mobile payment systems, micropayments, mobile phone credit card transactions and loans. Economic impact of remittances from foreign workers using SMS credit to avoid foreign exchange transaction costs. How biometrics fingerprint technology will allow large mobile phone payments. Commissions and interest charges on loans. Impact of revenues from American Express, Visa, Delta, Access, Mastercard moving to mobile phone transactions. Conference keynote speaker and Futurist Dr Patrick Dixon.

Second Life - Future of Virtual Worlds

The Second Life virtual community is settling down after a period of phenomenal growth. I met a senior member of the development team recently who tells me that they are experiencing all the economic challenges of a small country, with over 34 million citizens of which 50,000 are online and moving around at any time engaging with others. The latest upgrade to Second Life means you can talk to people and maybe one day you will be able to create a three dimensional image of yourself though most people seem to prefer a fictional name and appearance.

The governors of the world have to meet every few days to keep an eye on currency, exchange rates and inflation. When real estate prices rise too high they release more land for development – but if they release too much they could cause a price crash, and also create too much space for people to wander around in without meeting too many other people. They also need to watch out for currency stability and when the Linden dollar to US dollar gets too high they print more money.
The creators of Second Life don’t actually sell any products or services to citizens, relying on the rest of the community to organise themselves.

The average age of a Second Life user is over 40 - and many are over 65. While men and women are roughly equal in numbers of users, women tend to stay in thew virtual world longer and so there are usually slightly more women than men in Second Life.

Future of Retail Marketing - by Dr Patrick Dixon for Envision Denmark

Future of Retail Marketing - by Dr Patrick Dixon for Envision Denmark

I really hope you enjoy this presentation which I gave in Arrhus, with the co-founder of Pret a Manger, Sinclair Beecham. Innovation, creativity, design and good marketing will contribute to business success but the most successful organisations will go further in understanding how consumers will think and feel. Huge market opportunities - for example the growing economic power of women, and of those over the age of 60, together with 1 billion children becoming adults in emerging markets in the next 15 years

The future of europe, economic outlook, impact of new technology on productivty and other issues - by Dr Patrick Dixon for SAP client event

The future of europe, economic outlook, impact of new technology on productivty and other issues - by Dr Patrick Dixon for SAP client event:

These are the slides of the presentation I gave to the 50 top clients of SAP at their Saphire event in Paris which this year attracted many thousands of participants. SAP is of course a prominent success story - and a rare one - involving a European company and a global market. SAP is strong, with a wide range of products designed to improve business integration and performance.

"Future economic outlook for the European Union and impact of new technology on future productivity. SAP event for top 50 clients - joint session with SAP's CEO at Saphire 2006. Reasons why EU productivity grown so slowly compared to US. Can EU catch up and maintain a manufacturing base in the face of severe competition from China and India? Why information technology will play key role. Challenges for business and government "